New Jersey Manufacturers Auto Insurance

New Jersey Manufacturers Auto Insurance It is reported that recently topped the list of most expensive places in the United States , National Association of Insurance Commissioners announced , New Jersey for auto insurance .
The report , according to the 2011 , drivers of New Jersey , paid $ 1.302 a year of the latest available on the average premium .

In addition , totaled ( $ 1,234 ) New York near the top of Louisiana ( $ 1,282 ) , and Columbia ( $ 1,274 ) .
In New Jersey , about average premium $ 390 or more the national average .
However, there are some caveats prompted New Jersey to the top .
Report says for New Jersey is a mainly urban areas , be directly compared to the state of the rural population cost is large , and can not . In addition , 2-4 times the dividend paid to policyholders , New Jersey to pay the national average historically .
For example , New Jersey Manufacturers Insurance Co., Ltd. with offices in ripples , , it in December that it had sent a check for dividends to its 431,000 customers for $ 82 per person for effective policies in 2012 I announced to .
In a statement accompanying the announcement , the company is an issue with high medical inflation , but note that it has begun the reform of national legislation for the protection of personal injury " , to exert downward pressure on the cost of these . "
Spokesman for the insurance sector and the Bank of New Jersey to regulate Marshall McKnight , the industry has said there is a tendency to buy liability insurance with coverage of more insurance consumers of the state.
He also said insurance is more expensive , in areas with high population density , New Jersey and is the most populous state in the country .
He said reform of the state in the next few years , was enacted in 2012 by then mounted cover medical expenses for injury prevention , and would provide the long-term effects in the market .
On the other hand , in December , banking , insurance , the Ministry issued a some basic tips for buying car insurance .
The following are the some of these .
• I understand the application of the each policy . The basic policy , for example , provides minimal protection , should be taken into account by the consumer assets with little or no only .
• I get the quotes from the carrier or agent . State regulators have recommended the quotes of at least three , but please make sure that each quote is for exactly the same coverage .
• Please give me a discount . As the carrier , and provides a variety of policies that can reduce insurance premiums . Discount for those with short distance to work , with good grades , you may those with more than one car to help homeowners and auto insurance the same carrier , and safe student drivers and include these .